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Money

Pay the bill

Photo the paper bill and Pally pays it.

Text Pally: Here's a bill, can you pay it?
or message Pally on Telegram
Or scan to text Pally from your phone
You: 📷 water bill
Pally: city water, $88.43, due the 28th, account ending 4412. want me to pay it?
You: yep
Pally: paid. $88.43 from your wallet card, confirmation 7X4QF2. the receipt is in your files and your email.
You: does this one come every month?
Pally: it does. want me to watch for it and text you the amount each month before i pay?

The routine

How it works

BBrowser

A paper bill sits on the counter until it is late. Send Pally a photo and it reads the amount, the due date, and the account number, finds the payment page, and pays it.

  1. Photograph the bill. Pally reads the amount, due date, account number, and who gets paid.
  2. Pally finds the biller's payment page, signs in with a login you saved if needed, and pays with the card saved on your biller account or a card from your payment wallet.
  3. Pally saves the confirmation and receipt to your files and your email.
The full routine

Photograph the bill. Pally reads the amount, due date, account number, and who gets paid. If a digit is unreadable, it asks.

Pally finds the biller's payment page, signs in with a login you saved if needed, and pays with the card saved on your biller account or a card from your payment wallet. Your wallet's approval settings decide when it asks you first.

Pally saves the confirmation and receipt to your files and your email. Reply to make it a routine: a monthly watch or a reminder before the due date.

Good for

  • Paper bills that never make it into a payment app
  • Paying the exact amount from your payment wallet
  • Keeping a receipt you can find months later
  • Catching a due date before the late fee
  • Turning a one-off payment into a monthly routine

Things to try

You: pay this, it's due friday
You: what's the total and the due date on this one?
You: pay it, but show me the amount first
You: remind me three days before this bill is due each month

Before you start

Common questions

How does Pally know the amount?

It reads the photo and tells you the amount, due date, and biller in the thread before it pays.

What card gets used?

The card saved on your biller account, or a card from your connected payment wallet under the wallet's approval settings. The wallet keeps your card details. Ask to see the payment first and Pally waits for your yes.

What if the biller has no online payment?

Pally tells you. It can call the biller to ask how they take payment, and set a reminder before the deadline.

Keep going

Related recipes

Receipt keeperReceipts forward themselves, stack up neatly, and surface the moment you need one.Expense itFrom crumpled receipt to filed expense: Pally finds the receipt and files the report.Weekly spending recapOne Sunday text: what you spent, where it went, and what looks off.

Last updated October 11, 2026.

Have your own recipe in mind?

Anything you'd hand a great assistant, you can hand Pally. Just describe it in a text.

Text Pally: hey pally
or message Pally on Telegram
Or scan to text Pally from your phone